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$900,000ActiveDays on Market 0

109 Banks Street

San Francisco, CA 94110· Bernal Heights

2 beds1.5 baths803 sqft$1,121/sqft

Key Details

Bedrooms

2

Bathrooms

1.5 (1 full, 1 half)

Square Feet

803

Year Built

1909

Lot Size

1,716 sqft (0.04 ac)

Parking

1 space

Type

Single Family Residence

Style

Cottage, Victorian

About This Property

Ideally located between Bernal Heights Park and Cortland Avenue, 109 Banks offers the location buyers dream about. Head one way for the open trails and sweeping views of the park; head the other for the cafes, bakeries, wine bars, and local shops of the neighborhood's beloved village main street. Opportunities like this, a character-filled historic home in one of San Francisco's most sought-after enclaves, rarely come to market. Built in 1909, this classic Bernal cottage offers two bedrooms and one and a half baths on a single level. It has formal living and dining rooms with original details, an eat-in kitchen, a laundry room, and a deck that opens to the private garden. Below, a large garage offers generous parking and storage, with adjacent unfinished space including storage rooms and...

Property Information

Property TypeSingle Family Residence
Year Built1909
Living Area803 sqft
Bathrooms1 full · 1 half
Lot Size1,716 sqft (0.04 ac)
StyleCottage, Victorian
ConstructionStucco, Wood Siding
FoundationConcrete, Concrete Perimeter
NeighborhoodBernal Heights
CountySan Francisco
ConditionFixer
Total Rooms6
Cross StreetPowhattan Ave
OccupancyVacant
APN5653028
Special ConditionsTrust
DisclosuresDisclosure Package Available, Natural Hazard Disclosure Available
MLS#426166360
StatusActive
Days on Market0

Facts & Features

Interior

FlooringCarpet, Linoleum
AppliancesFree-Standing Gas Range
LaundryInside
CoolingNone
HeatingNone, See Remarks

Exterior & Lot

ConstructionStucco, Wood Siding
FoundationConcrete, Concrete Perimeter
ParkingDownslope, Garage Faces Front, Side by Side, On Site (Single Family Only)
FencingBack Yard
Lot Size1,716 sqft (0.04 ac)

Utilities

SewerPublic Sewer
WaterPublic

Property History

DateEventPrice
Oct 7, 2026Active
Sep 28, 2026Listed$900,000

Getting Around

89

Walk

Very Walkable

75

Transit

Excellent Transit

58

Bike

Bikeable

Scores by Walk Score

Public Records

Assessed Value$28,815
Current Taxes (est.)$340 / yr
Taxes at This Price (est.)$10,620 / yr
Legal Units1
Assessor UseDwelling
Building Area (assessor)600 sqft
Lot (assessor)1,716 sqft
Year Built (assessor)1909

Sources: San Francisco Assessor-Recorder secured roll. Tax estimates use the citywide secured rate and exclude parcel taxes and exemptions.

Schools

Nearby Public Schools

Elementary (P-8)Revere (Paul) Elementary · 0.3 mi
Elementary (K-5)Flynn (Leonard R.) Elementary · 0.5 mi
Middle (6-8)Brown Jr. (Willie L) Middle · 0.8 mi
Middle (6-8)King Jr. (Martin Luther) Academic Middle · 1 mi
High (8-12)Marshall (Thurgood) High · 0.7 mi
High (9-12)O'Connell (John) High · 1.3 mi

SFUSD enrollment is choice-based; schools shown by distance for reference, not assignment. Source: California Department of Education directory.

Location

Neighborhood: Bernal Heights

Chris Chour

Chris Chour

Broker / Owner

EON Real Estate

Estimated payment

$5,811/mo

Principal & interest$4,926
Property taxes (est.)$885

30-yr fixed at 7.28% (Freddie Mac survey, 2026-10-01). Taxes estimated at the SF rate on this price. Estimate only, not a loan offer.

MLS# 426166360

Listed by Travis C Hale, DRE #01343564 · Sotheby's International Realty

Data courtesy of SFAR MLS via Bridge Data Output. Information deemed reliable but not guaranteed.