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$531,896ActiveDays on Market 227Below Market Rate program

280 Spear Street #4P

San Francisco, CA 94105· South Beach

1 beds1 baths519 sqft$1,025/sqft

Key Details

Bedrooms

1

Bathrooms

1

Square Feet

519

Year Built

2020

Type

Condominium

Style

Contemporary

About This Property

First Come First Serve at the Luxurious MIRA! Buildings Five Star amenities include: 24 Hour doorperson, state of the art gym, residents lounge, meeting room, roof deck with BBQ area,secure automated package room, childrens playroom, pet grooming area, bicycle storage and private dining room 1 bedroom with extra storage unit Below Market Rate (BMR) housing opportunity available at 120% (140% with waiver) Area Median Income (AMI).Temporary Waivers apply that allow 20% over AMI limit, Asset test waived etc Maximum income for 1 person = $158,850; 2 = $181,600; 3 = $204,250; 4 = $226,950; 5 = $245,050 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restriction...

Property Information

Property TypeCondominium
Year Built2020
Living Area519 sqft
Bathrooms1 full
StyleContemporary
NeighborhoodSouth Beach
CountySan Francisco
Total Rooms3
Cross StreetFolsom St
OccupancyVacant
APN3740123
Special ConditionsHousing Assist Program, Pending Litigation
MLS#426100034
StatusActive
Days on Market227

Facts & Features

Interior

FlooringCarpet, Simulated Wood
AppliancesDishwasher, Disposal, Free-Standing Electric Range, Free-Standing Refrigerator, Microwave, Washer/Dryer Stacked
SecurityFire Alarm, Fire Suppression System, Smoke Detector(s)
HeatingCentral

Utilities

SewerPublic Sewer
WaterPublic

Rooms

Primary bathroomTub w/Shower Over

Community & HOA

HOA NameMIRA
HOA Fee$773 / monthly
Fee IncludesCommon Areas, Door Person, Elevator, Maintenance Structure, Maintenance Grounds, Management, Trash, Water
PetsNumber Limit, Size Limit, Yes
HOA AmenitiesBarbecue, Fitness Center, Gym, Roof Deck

Financial Details

HOA Fee

$773 / monthly

Property History

DateEventPrice
Feb 11, 2026Active
Jan 7, 2026Listed$541,896

Getting Around

94

Walk

Walker's Paradise

100

Transit

Rider's Paradise

73

Bike

Very Bikeable

Scores by Walk Score

Public Records

Assessed Value$472,619
Current Taxes (est.)$5,577 / yr
Taxes at This Price (est.)$6,276 / yr
Last Sale (public record)2021-02-23
Assessor UseCondominium BMR
Building Area (assessor)519 sqft
Year Built (assessor)2020
Flood ZoneFEMA Zone X (minimal hazard)

Sources: San Francisco Assessor-Recorder secured roll; FEMA National Flood Hazard Layer. Tax estimates use the citywide secured rate and exclude parcel taxes and exemptions.

Schools

Nearby Public Schools

Elementary (K-5)Lee (Edwin and Anita) Newcomer · 0.8 mi
Elementary (K-5)Chin (John Yehall) Elementary · 0.9 mi
Middle (6-8)Francisco Middle · 1.5 mi
Middle (6-8)Gateway Middle (charter) · 2.5 mi
High (9-12)Five Keys Independence HS (SF Sheriff's) (charter) · 1.1 mi
High (9-12)Life Learning Academy Charter (charter) · 1.5 mi

SFUSD enrollment is choice-based; schools shown by distance for reference, not assignment. Source: California Department of Education directory.

Location

Neighborhood: South Beach

Chris Chour

Chris Chour

Broker / Owner

EON Real Estate

Estimated payment

$4,136/mo

Principal & interest$2,840
Property taxes (est.)$523
HOA dues$773

30-yr fixed at 7.03% (Freddie Mac survey, 2026-09-24). Taxes estimated at the SF rate on this price. Estimate only, not a loan offer.

MLS# 426100034

Listed by Robert Belli, DRE #01913570 · Compass

Data courtesy of SFAR MLS via Bridge Data Output. Information deemed reliable but not guaranteed.