38 Bernard Street - Main photo
View all 20 photos
$1,020,000ActiveDays on Market 6

38 Bernard Street

San Francisco, CA 94133· Nob Hill

Open House

Sun27Sep1:00 PM - 2:00 PM
2 beds2 baths

Key Details

Bedrooms

2

Bathrooms

2

Year Built

1907

Type

Tenancy in Common

About This Property

Perched on the top floor of a beautifully renovated six-unit building, this exceptional residence enjoys an impeccable location on a quiet, tree-lined street at the border of Russian Hill and Nob Hill. Part of a masterfully executed new TIC conversion, this move-in ready home offers 2 bedrooms and 2 full baths with the perfect blend of timeless character and modern convenience. With no rental restrictions, it is equally ideal as a primary residence or investment property. Thoughtfully designed, the home features an open floor plan with a bright south-facing living room, in-unit washer and dryer, a private primary suite with a walk-in shower, and a hall bath with a deep soaking tub. The entire building has been comprehensively upgraded with permits, including new 400-amp electrical service,...

Property Information

Property TypeTenancy in Common
Year Built1907
Bathrooms2 full
ConstructionStucco, Wood
RoofComposition, Flat
NeighborhoodNob Hill
CountySan Francisco
ConditionUpdated/Remodeled
FacesSouth
Cross StreetTaylor
OccupancyVacant
APN0157038
MLS#426164386
StatusActive
Days on Market6

Facts & Features

Interior

FlooringTile, Wood
AppliancesDishwasher, Disposal, Microwave, Washer/Dryer Stacked
LaundryLaundry Closet
Fireplace1 · Decorative
WindowsDual Pane Partial
SecuritySecurity Gate
HeatingElectric, Zoned

Exterior & Lot

RoofComposition, Flat
ConstructionStucco, Wood

Utilities

SewerPublic Sewer
WaterPublic
Electric220 Volts

Rooms

Primary bathroomShower Stall(s), Tile
BathroomTub w/Shower Over
KitchenQuartz Counter

Community & HOA

HOA Name30-38 Bernard TIC
HOA Fee$450 / monthly
Fee IncludesRoof
PetsCats OK, Dogs OK, Number Limit

Financial Details

HOA Fee

$450 / monthly

Property History

DateEventPrice
Sep 20, 2026Listed$1,020,000

Getting Around

99

Walk

Walker's Paradise

95

Transit

Rider's Paradise

63

Bike

Bikeable

Scores by Walk Score

Public Records

Assessed Value$2,228,534
Current Taxes (est.)$26,297 / yr
Taxes at This Price (est.)$12,036 / yr
Legal Units6
Assessor UseApartment 5 to 14 Units
Building Area (assessor)4,950 sqft
Lot (assessor)2,278 sqft
Year Built (assessor)1907
Flood ZoneFEMA Zone X (minimal hazard)

Sources: San Francisco Assessor-Recorder secured roll; FEMA National Flood Hazard Layer. Tax estimates use the citywide secured rate and exclude parcel taxes and exemptions.

Schools

Nearby Public Schools

Elementary (K-5)Parker (Jean) Elementary · 0.2 mi
Elementary (K-5)Spring Valley Elementary · 0.3 mi
Middle (6-8)Francisco Middle · 0.6 mi
Middle (6-8)Marina Middle · 1.3 mi
High (9-12)Galileo Academy of Science and Technology · 0.7 mi
High (9-12)Five Keys Independence HS (SF Sheriff's) (charter) · 1.5 mi

SFUSD enrollment is choice-based; schools shown by distance for reference, not assignment. Source: California Department of Education directory.

Location

Neighborhood: Nob Hill

Chris Chour

Chris Chour

Broker / Owner

EON Real Estate

Estimated payment

$6,898/mo

Principal & interest$5,445
Property taxes (est.)$1,003
HOA dues$450

30-yr fixed at 7.03% (Freddie Mac survey, 2026-09-24). Taxes estimated at the SF rate on this price. Estimate only, not a loan offer.

MLS# 426164386

Listed by Grace Mwamba, DRE #02155409 · Kenney & Everest Real Estate, Inc.

Data courtesy of SFAR MLS via Bridge Data Output. Information deemed reliable but not guaranteed.