St. Francis Wood enters July 2026 expensive, thin, and quick when the house is right: 14 single-family closings at a $3.67M median over the trailing 12 months, a $3.6M median across the last 180 days, and a 13-day median market time (MLS). Exactly one listing is active today.
Unless otherwise noted, all market figures in this update are from San Francisco MLS data, covering the 12 months ending July 10, 2026, with 30-, 90-, and 180-day windows called out where the recent read matters.
Three St. Francis Wood homes closed in June 2026, and they tell the neighborhood's whole story in miniature: a renovated four-bedroom on San Leandro Way at $4.38M, $600K over its ask in 14 days; a vacant Junipero Serra Boulevard home at $3.6M in 8 days; and a Portola Drive house with no view premium at $2.61M after 27 days. Same month, same neighborhood, a $1.77M spread.
That spread is the thing to understand about this market. Fourteen houses traded here in the 12 months ending July 10, 2026, at a $3.67M median, a 13-day median market time, and $1,280 per square foot on average. Every one was a single-family home; there is nothing else here to buy. I watch this neighborhood sale by sale, because with fourteen data points a year, each closing moves the story. What follows is the full record: what sold, what it took, and where the honest risks sit.
St. Francis Wood by the numbers: July 2026
One directional note: the trailing-12-month median sits 12.4% below the prior-year window, $3.67M against $4.2M, on 14 sales versus 8, with average market time stretching from 10 days to 23. In a 14-sale market, the mix of which houses happened to trade moves those numbers at least as much as pricing power does; the rest of this update stays on the current windows.
What sold, and what it took
The spring window was the aggressive one. 214 Santa Clara Avenue, a five-bedroom with 3,530 square feet, listed at $3.995M in March 2026 and closed at $5.3M, roughly $1.3M over ask, in 12 days. The same month, 35 Yerba Buena Avenue, updated in 2022 with owned solar per its listing, went $625K over its $3.495M ask in 13 days, and 1435 Portola Drive needed just 5 days to close at $3.2M against a $2.595M list.
Fall 2025 ran the same pattern: 110 Santa Clara Avenue closed at $4.55M, $655K over ask, in 12 days; 111 San Pablo Avenue closed in 5 days at $3.25M; 130 San Pablo Avenue, marketed with extensively renovated systems, closed at $3.75M in 9 days. The patient outlier was 44 Yerba Buena Avenue, which took 61 days but held its full $4.995M ask.
The June trio also shows how wide the per-square-foot spread runs inside one month. 20 San Leandro Way's 2,800 square feet closed at $1,564 per square foot, while 1135 Portola Drive's 3,152 square feet went for $828, against a neighborhood average of $1,280 for the trailing year (MLS). Condition and block do that work; square footage here is the start of the valuation conversation, never the end of it.
The exceptions are just as instructive. 154 San Pablo Avenue, vacant late-1940s architecture with ocean and city views, sat 88 days and closed at $2.6M against a $2.75M ask in February 2026. 92 San Pablo Avenue took 48 days and closed at $2.685M, below its $2.749M list, in November 2025. Views alone saved neither one. The houses that beat their ask arrived renovated and priced under the recent comps; the ones that lingered arrived vacant or dated and priced at them. And because inventory is this thin, the number of competing offers swings week to week, which changes the negotiation more than any average in this report; it's the first thing I check before a client writes here.
The price ladder
Nothing closed under $2.6M in the trailing 12 months, and nothing has closed under $2M at all: of the year's 14 sales, 3 closed between $2M and $3M (21.4%), 10 between $3M and $5M (71.4%), and one above $5M (MLS). Bedrooms do not ladder the way you'd expect, either. The four 3-bedroom sales carried a $3.69M median, slightly above the $3.6M median of the seven 4-bedroom sales, while the three sales at five bedrooms and up ran a $5M median. In a sample this small, that inversion is mix, not a market rule.
Not everything trades publicly. Five off-market sales have been recorded here since June 2021, at a $4.3M median (MLS off-market records), so watching the public listings alone understates the neighborhood. For how this price tier behaves across the rest of the city, the luxury market guide covers the citywide segment; St. Francis Wood's $3.67M median runs about double the citywide 12-month median of $1.82M (MLS).
Getting around, and what's nearby
St. Francis Wood scores a 93 Walk Score ("Walker's Paradise") with a 75 Transit Score, and the sold blocks hold up at street level: the San Pablo Avenue and Yerba Buena Avenue blocks score 88 and 92 for walkability. The 23 Monterey bus stops inside the neighborhood at Santa Clara Avenue and Saint Francis Boulevard, and the K Ingleside and M Ocean View Muni Metro lines board at West Portal Avenue and 14th Avenue, about a five-minute walk from the neighborhood's center (SFMTA).
West Portal next door is the retail spine: the West Portal Branch Library, the CinéArts at the Empire movie theater, and a restaurant row running from Little Original Joe's to Toast Eatery (OpenStreetMap). Terrace Green Park sits inside the neighborhood, with Mount Davidson Park up the hill, and the quirkier landmarks are real too, from the Gregangelo Museum on the neighborhood's edge to the Philosophers Club over in West Portal (OpenStreetMap). The weather cooperates more than the west-side reputation suggests: by National Weather Service station data, this pocket logs about 18 percentage points more clear-sky hours than the citywide baseline and about 7 points fewer foggy hours. Air quality reads clean as well; the 12 PurpleAir sensors within a kilometer of the neighborhood's center averaged 8.15 PM2.5 at the last reading (PurpleAir).
On schools: Clarendon Alternative Elementary and Aptos Middle are the nearest SFUSD-listed elementary and middle campuses, with Abraham Lincoln High and the Ruth Asawa School of the Arts on Portola Drive within reach (NCES); the Chinese American International School on 19th Avenue anchors the nearby private options. Confirm current assignment rules with SFUSD directly, and if a private timeline is in play, the admissions guide covers the calendar. For weighing this neighborhood against alternatives, start with the neighborhood selection guide.
What to consider before you buy here
The honest part of the report. Three tradeoffs matter more than anything on the stat cards.
Fourteen sales a year means noisy medians
Two houses closed near $2.6M this year and one closed at $5.3M, and every median in this report floats on gaps that wide. A single unusual closing, a vacant house or a spectacular renovation, visibly moves the neighborhood's numbers. Read every St. Francis Wood figure directionally, and price a specific house off its own comp set, not the headline median. The fall season will roughly double the fresh sample by Halloween, which is worth waiting for if your timing is flexible.
The entry ticket is $2.6M, and there are no smaller doors
No condos, no TICs, no units: 100% of the trailing year's sales were single-family houses (MLS), and the cheapest of them cost $2.6M. There is no smaller-format rung here at all. If the budget is below that line, this neighborhood is a drive-through, not a destination, and stretching to clear the floor usually buys the compromised house; two of the year's three longest sits, 88 and 48 days, were the $2.6M and $2.685M closings.
Selection is scarce, and patience is structural
One listing is active as of July 10, 2026, asking $3.89M after 77 days on market. That is the whole menu. Buying here means waiting for the right house rather than choosing among options, and when the right one surfaces renovated and well priced, the year's record says it goes $600K to $1.3M over ask inside two weeks. I tell buyers to have financing and inspections lined up before the listing exists, because the discount for being unprepared here is measured in years of waiting for the next one.
What to watch this fall
Three signals will say more than any forecast. First, the lone active listing: 65 San Pablo Avenue has been asking $3.89M for 77 days as of July 10, 2026, and whether it finds its number or takes a cut will set the tone sellers price against. Second, volume: in my experience the fall listing season here gets going after Labor Day and runs through October, and it should roughly double the fresh comp sample by Halloween. Third, the over-ask pattern itself: the March and June 2026 closings ran $210K to $1.3M over their asking prices (MLS), and whether the fall crop repeats that tells you if spring was momentum or mix. I would not pre-commit to either reading; in a 14-sale market, the honest position is to wait for the data.
Frequently asked questions
The questions people actually ask about St. Francis Wood in 2026, answered from the data above.
Who lives in St. Francis Wood?
Census data (2023 ACS five-year, the latest block-group release) sketches it: a median age of 50.4, a median household income above $250,000, and 92% owner-occupancy in the neighborhood's core block group. The 2026 sales record is 100% single-family (MLS, trailing 12 months), so buying here means a house, not a condo. Turnover is small: 14 closings in the 12 months ending July 10, 2026.
What is the wealthiest neighborhood in SF?
There is no official 2026 ranking, so the honest answer is price data: St. Francis Wood's single-family median was $3.67M over the trailing 12 months (MLS), roughly double the citywide 12-month median of $1.82M (MLS). Census figures for the area's core block group put median household income above $250,000 (2023 ACS). How the city's top price tier segments beyond one neighborhood is covered in the luxury market guide.
What is St. Francis Wood like?
In 2026 terms: a detached-house neighborhood, every one of its 14 MLS sales in the trailing 12 months a single-family home, with houses dating from the 1910s through the 1950s and a Census median year built of 1938. It scores a 93 Walk Score, carries the 23 Monterey bus through the neighborhood, and sits a short walk from the K and M streetcar lines and West Portal's shops (SFMTA).
What is the tree of St. Francis?
As a 2026 search query, this one usually asks about the saint rather than the San Francisco neighborhood, and it sits outside the market data this report is built on, so no sourced answer belongs here. What the MLS record does say about St. Francis Wood: 14 single-family closings at a $3.67M median in the 12 months ending July 10, 2026, with a 13-day median market time.
What is the richest area in SF?
Rankings shift with the measure, so here is what the 2026 record supports: 71.4% of St. Francis Wood's trailing-12-month sales closed between $3M and $5M, with a single closing above $5M (MLS). Off-market activity runs higher still: five recorded off-market sales since 2021 carry a $4.3M median (MLS off-market records). By sale price, the neighborhood sits well above the citywide $1.82M 12-month median.
How much does a home in St. Francis Wood cost in 2026?
As of July 2026, the entry point is $2.6M, the cheapest closing in the trailing 12 months, and the median is $3.67M across 14 sales (MLS). The last 180 days ran a $3.6M median across 7 closings, and the top sale reached $5.3M on Santa Clara Avenue in March 2026. The lone active listing is asking $3.89M as of July 10, 2026.
The St. Francis Wood comp set, cut for your situation
If you're weighing a purchase or a sale here, I can pull the comp set behind this report, matched to your specific house, block, and condition, current to the week you're deciding in. No list signup, no drip sequence; send the address and I'll return the numbers. I'm Chris Chour, founder/broker of EON Real Estate. Most of my work is single-family and condo transactions in SF's luxury neighborhoods.
Last updated: July 10, 2026. This report refreshes on the weekly market-update rotation with the latest MLS windows.
